Can I Create an Opay Account Without BVN and NIN?
Someone asked me, "Can I open an Opay account without BVN and NIN?". And in this post, I will also give you the exact answer I gave to the person who asked me this question.
Opay is a personal finance app that allows users to save, send, receive and borrow money with ease, since Opera Mini introduced Opay, the financial app has gained more exposure in the financial market.
Today, many Nigerians, are using Opay for everyday transactions across the country, so if you don't have an Opay account yet, you should read this post, which will guide you on how you can create your own Opay account in less than 10 minutes.
Now, without wasting much of your time, let's delve right into the article so that you will get the answer which you are looking for.
Table of Contents:
What are the requirements for opening an Opay account?
Before you can open an Opay account, there are a few things you need to get in place first, and below are all the requirements for an Opay account;
1. Active phone number
2. Active email address
3. A valid Government issued ID card
4. Internet connection
If you have all the things listed above, then you can open an Opay account by following the guide given in this article.
Can I create an Opay account without BVN and NIN?
Yes, you can open an Opay account without BVN or NIN, all you need is your phone number, email address and internet connection.
Opay only needs your NIN and BVN when you want to upgrade your account or you want to verify your Opay account, but if you wish to use Opay for simple transactions you can do so without the need to submit your NIN or BVN.
Even if you don't verify your Opay account, you can still use it for transactions, but there will be a limit placed on your account until you verify it.
How much can Opay account hold without BVN and NIN?
Your Opay account can hold a maximum of N300,000 if you don't link your BVN and NIN to it, so to enjoy more transactions and a much higher account balance, you need to verify your Opay account.
You can transact a maximum of N50,000 in a day if your Opay account is not verified.
N50,000 a day is great for those that don't do much spending, but if you are intending to use your Opay account for business purposes, it is advisable that you verify to at least level 2.
Because with a level 2 Opay account, you can transact up to N300,000 in a day, and your level 2 Opay account can hold up to N500,000.
Does Opay require verification?
Opay does not require verification before you can use your account, they only require verification when you want to verify or update your account.
With that being said, you can use your Opay account even if it is not yet verified.
Many people are sceptical about opening an Opay account because they believe that they must verify their account before they can use it, which is not true.
So if you are one of those people, you should open an Opay account now and start enjoying the free services they offer.
Conclusion
Okay, we've finally come to the end of the post, now I believe you have gotten the answer you've been looking for and even more, so if you got value from this post, why not share it with others.
Also, you can visit this blog anytime you want because we usually make posts like this every week, you can also subscribe to our newsletter to receive our posts directly to your email address.
Thank you for reading this post to the end, have a great day.
